Driving without auto insurance is illegal – it is considered a crime in most states of the US, including the state of Washington. If you have never owned a car before and never purchased auto insurance, it may be hard for you to choose the right policy. In order to help you, Western Insurance Associates serving clients in Spokane, WA and other surrounding towns prepared brief information about car insurance that everyone should know: 

What Should You Know About Auto Insurance?

Here is what you should know about car insurance:

• There are certain factors that determine the price of your insurance. They are your age, marital status, driving record, location, and credit score. 
• It is important to understand the difference between collision and comprehensive coverage. Thus, comprehensive coverage provides protection against theft and damage that are caused by an incident rather than a car accident. It can be vandalism, fire, falling trees or rocks, etc. Collision reimburses for damages caused by a car accident. 
• You can always find ways to pay less for your insurance, You can raise your deductible, drop comprehensive coverage on an old car, and do some other things. 
• If you use your personal car for commercial purposes, you will have to get separate commercial auto insurance. 

Getting auto insurance is important, but finding the right coverage may be complicated. If you are currently shopping for car insurance in Spokane, WA or any other nearby town in the state of Washington, do not hesitate to contact Western Insurance Associates. We will help you find the right insurance for your vehicle and answer your questions if there are any.