Motor Home Insurance in Washington

Motor homes are a great way to travel with family and friends, however, having the appropriate insurance on your motor home is crucial to protecting your investment. Many people mistakenly think that a motor home simply needs a regular auto insurance policy, or that the motor home is covered under their homeowner's policy.

Is My Motor home Covered Under My Homeowner’s Policy?

Motor homes are often not covered under homeowner’s insurance, even though it is one of your possessions. In most cases, if the possession has a motor it will require separate insurance. It is also necessary that the motor home has additional insurance because it will be traveling away from the home.

Can I Use Auto Insurance for My Motor home?

In some cases, your motor home can be covered under an auto policy, however, having a separate policy for your motor home is advisable. This is especially true if you want your belongings to be covered as well.

What if My Motor Home is My Residence?

If you use your motor home as your residence you will need to speak with an insurance representative at Western Insurance Agency serving Spokane WA to learn exactly what is needed to cover a motor home residence.

What About Limited Use Insurance?

If you only use your motor home for specific times during the year, you may qualify for limited use insurance. This type of insurance is often less expensive and will only cover your motor home during the times of the year in which you use it most. This is a great way to save money on insurance.

If you would like to learn more about motor home insurance in Washington, please contact one of our friendly staff at Western Insurance Agency serving Spokane, WA, and surrounding areas. We can help you find the policy for your family today.