If you live in Spokane, WA, and have a teenage driver in the house, you may wonder when the right time is to add them to your auto insurance policy. Western Insurance Associates has answers.

Let’s discuss when you should add your teen driver to your policy. If your child has a learner’s permit and occasionally drives your car with you present, it’s not required that you add them to your policy. However, if they have their license and will be driving without you present, it’s time to add them to the policy. 

It’s also important to note that even if your child only has a learner’s permit and doesn’t drive very often, it’s still a good idea to list them on your policy. That way, if they have an accident while driving your car (with or without you present), they’ll be covered by your insurance. In Washington, car insurance companies can’t refuse to insure you or charge you more just because you have a teenage driver in the family.

Adding a teen driver to your auto insurance policy can be daunting, but it doesn’t have to be. Remember that in Spokane, WA car insurance companies can’t refuse to insure you or charge you more just because you have a teenage driver in the family. It isn’t required if they only have their learner’s permit and don’t drive very often, but it’s a good idea. If your child has a license and is driving without you present, it’s time to add them to your policy. Contact Western Insurance Associates, and we can answer all your questions.