A basic auto insurance policy is required by the state. In Washington, this equates to $10,000 in liability insurance. Agents are also obligated to offer their clients coverage for underinsured drivers, uninsured drivers, and Personal Injury Protection (PIP) insurance. Drivers must decline this coverage in writing. At Western Insurance Associates in Spokane, WA, we ensure that our clients have the auto insurance they need to protect themselves.

Comprehensive and Collision Coverage

If you have an auto loan or are leasing your vehicle, you’ll need more than just basic insurance. You must have coverage for the vehicle in which the lessor or lender has an interest. Both types of coverage come with a deductible and pay for the vehicle to be repaired or replaced.

Gap Coverage

With a newer vehicle and an auto loan, there’s a chance you may owe more on your vehicle than the value you’d receive if it were totaled. Gap insurance covers the difference between the value of your vehicle and what you owe.

Roadside Coverage

Experiencing a breakdown, a flat tire, a vehicle that won’t start, or locking yourself out of your vehicle can be daunting. Roadside coverage pays for these types of services when you need them. It’s equivalent to the insurance many people get from auto clubs.

Rental Coverage

Rental coverage provides you with a rental vehicle when your vehicle is in the shop for repairs following an accident.

Total Glass Coverage

Comprehensive coverage includes glass coverage, but it comes with a deductible. With total glass coverage, there’s no deductible or co-pay when you get your glass repaired.

Contact our team at Western Insurance Associates in Spokane, WA, to get the type and amount of auto insurance you need.