Securing extra recreational vehicle and gear coverage can provide necessary protection in unique circumstances. This blog will discuss a few types of recreational coverage that can augment your existing insurance policy.
Recreational Coverage
Recreational insurance safeguards a variety of recreational vehicles and equipment, from trailers and jet skis to snowmobiles.
A standard policy incorporates liability protection, which covers damage and injuries caused by you. For example, liability protection will shoulder the repair expenses if your RV damages someone else’s vehicle.
Total Loss Coverage
Your recreational vehicle or equipment may be seriously damaged during use. Total Loss Coverage compensates for the cost of replacing the damaged recreational item.
If an RV is beyond repair, total loss coverage gives the owner the flexibility to replace the vehicle. This coverage usually equals the insured value of the original item.
Property Damage Coverage
Sometimes, an uninsured individual might damage an RV or recreational equipment. Property damage coverage—an insurance add-on—supports the owner in seeking repairs and recovering any costs paid out-of-pocket.
Towing Coverage
Towing coverage offers protection for tow trucks, tow bars, and other towing essentials and reimburses the insured individual for the cost of towing services.
Insurance Agent Support in Spokane, WA
Speak with our Western Insurance Associates about your recreational items for further guidance. Serving the Spokane, WA area, our agents will understand your usage requirements and tailor your recreational insurance policy accordingly.
