Boat owners in Spokane, WA, did you know you can include all your watercraft on a single boat policy from Western Insurance Associates? Your boat policy can also cover Seadoos, jet skis, and smaller boats, such as kayaks, canoes, and skiffs. There’s no need to purchase separate policies for every watercraft, and bundling offers numerous benefits.
Understanding Boat Insurance as Watercraft Insurance
Although commonly referred to as boat insurance, boat policies essentially function as watercraft policies. Any water transportation can be covered under such an insurance policy. This ensures that each item receives liability coverage and protection against damage or loss. By listing every watercraft in a policy and adding the water equivalent of roadside assistance, you’ll have a reliable source of help when you need it on the water.
A boat policy covers motor-propelled boats, such as power boats, speed boats, trawlers, and other fishing boats. It can also include a single-person watercraft with a motor.
A boat policy can include even watercraft without a motor, from canoes to kayaks. Human-propelled boats can also be covered. Typically, you purchase the policy with the most expensive boat as the primary covered item and schedule all the other items. Scheduling an item provides its specific coverage at an agreed-upon value.
Contact Western Insurance Associates Today
Reach out to Western Insurance Associates today via phone or email to discuss adding other watercraft to your boat policy. Before you venture onto the waters off of Spokane, WA, ensure all your water-bound vessels are covered under one policy. Bundling insurance can reduce premium costs and ensure that all valuable items are insured.
